LASIK Surgery & Insurance Coverage

LASIK Surgery & Insurance Coverage

Cost of LASIK Eye Surgery

Will My Insurance Cover The Cost of LASIK?

Does insurance cover LASIK eye surgery? It’s one of the first questions that many people ask when considering a LASIK procedure – and planning for the cost is an important part of the process.

While it is rare for insurance companies to cover the cost of laser eye surgery, there are some exceptions, so it doesn’t hurt to inquire with your insurance company. Most LASIK patients, however, rely on other payment options to cover their surgery.

CHECK MY INSURANCE COVERAGE

The LASIK Vision Institute is committed to preventing cost from becoming a barrier for LASIK. With our financing, you get:

Easy financing process
It takes just minutes to see if you qualify.

Custom programs
We offer tailored programs to fit your current budget.

Zero down payments
Some programs have no down payment costs.

Payment options
We offer many convenient financing options.

Health Insurance, FSA’s, and HSA’s for LASIK

Health Insurance
LASIK is considered an elective procedure, and therefore, may not be covered by vision or health insurance plans. But, don’t count your insurance out of your LASIK plans just yet! Some insurances might offer a discount on LASIK, however, The LASIK Vision Institute may match your insurance plan’s discount or have comparable discounts available (up to 20% off, cannot be combined with other offers).

FSA’s and HSA’s
Flexible Spending Accounts and Health Savings Accounts allow you to take funds set aside for your healthcare and apply them toward your LASIK eye surgery price. The benefits of using these accounts are that the funds are not subject to taxes and can generally be used at your discretion for health services (Please check your individual FSA or HSA plan for guidelines).

Discounts That Could Be Available Through Your Health Insurance

Aetna

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value) to provide you with a customized treatment plan for your individual vision correction needs

100% bladeless procedure

Medically approved post-operative visits are included


Anthem Special Offers

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments are included


Blue 365

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


Blue Cross Blue Shield

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


Cigna

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


Davis Vision

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


EyeMed

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


Humana

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


NVA

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments are included


UnitedHealthcare

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


QualSight

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


VSP

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


Additional LASIK Coverage Options

Financing Options for LASIK Surgery

Be sure to inquire about your financing options. The LASIK Vision Institute offers several options for financing and will assist you in choosing the best option for your unique needs and LASIK price. It usually takes only minutes to determine if you are approved for financing. We offer different financing options to help LASIK fit your budget.

Credit Cards for Laser Eye Surgery

You may have never considered the idea of charging a LASIK procedure, but utilizing a credit card is a great way to cover the cost of LASIK eye surgery. Some new cards may let you have a year or more to pay off your balance and others may be interest-free. Other cards will let you earn rewards, points, miles, or even cash refunds. You may find cards which allow you to transfer a balance and receive another interest-free period, giving you the opportunity to pay off the laser eye surgery cost over time (Please check with your credit card for specifics). We accept MasterCard, VISA, American Express, and Discover cards.

Tax Refunds for LASIK

After filing taxes, we can all get excited about a tax refund! You may have used your tax refunds to plan your vacation travel, make home improvements, or simply add to your savings account. But did you know that your tax refund could be used for your LASIK surgery? Using your tax refund may be another viable payment option for LASIK eye surgery! Cash and personal checks are also accepted. In addition, we offer financing options to suit a wide variety of financial situations, including our current special.

The True Value of Laser Eye Surgery

The expense of laser eye surgery represents an elective procedure often deemed life-changing. Numerous individuals significantly reduce their reliance on glasses and contact lenses for many years. However, the financial savings on eyewear-related costs only partially capture the surgery’s true value. Many people find that post-LASIK, they can engage in activities previously challenging or impossible, such as SCUBA diving, wearing standard sunglasses, swimming, playing freely with their children, and traveling without inconvenience. It’s essential to consider not just the cost of laser eye surgery but also whether the intangible benefits will enhance your quality of life, influencing your decision to proceed with the procedure. Get started and explore the cost of LASIK with The LASIK Vision Institute.

LASIK Locations

Find a LASIK Surgery Location Near You

We’re located nationwide – it’s easy to find a LASIK Vision Center near you.

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LASIK Locations

LASIK Eye Surgery: Your Vision Correction FAQs

Young woman smiling confident with crossed arms looking at LASIK FAQs
What is LASIK Eye Surgery?

LASIK (Laser-Assisted In-Situ Keratomileusis) is a revolutionary vision correction procedure that can free you from the hassles of glasses or contacts. During this bladeless laser eye surgery, an excimer laser gently reshapes the cornea with computer-precision to correct refractive errors like nearsightedness, farsightedness, and astigmatism. Say goodbye to visual aids and hello to crystal-clear natural vision!


Is LASIK a Safe Procedure?

With laser vision correction surgery complications are very rare. At The LASIK Vision Institute®, we have some of the most experienced independent LASIK surgeons in the industry. The risk of sight threatening complications is less than 1% overall.

In making the decision to undergo LASIK surgery, be sure to do your research. Choose a LASIK surgeon who is experienced and well respected in the industry and be sure to have a list of questions to ask about the procedure.


Am I a Good Candidate for LASIK Eye Surgery?

The first step in your LASIK journey is an in-depth screening and evaluation by our experienced eye surgeons. During this comprehensive exam, we'll assess your specific vision needs and eye health criteria.
Generally, good LASIK candidates meet the following requirements:

-Age 18 or older (with a stable vision prescription for at least 1-2 years)
-No existing eye diseases or conditions like keratoconus or glaucoma
-Sufficient corneal thickness
-Reasonable refractive error limits for nearsightedness, farsightedness, or astigmatism

However, exceptions can sometimes be made depending on individual circumstances. Our laser eye surgery experts will take the time to understand your unique vision goals and medical profile. We'll then advise if you're an ideal LASIK candidate or if another vision correction treatment may be better suited for outstanding results.
Don't settle for blurred vision a day longer! Schedule your LASIK consultation now to discover if you're a candidate for improved visual freedom.


Does LASIK Hurt?

The thought of laser eye surgery may seem daunting, but rest assured, LASIK is a painless and comfortable experience. Numbing eye drops are applied to completely anesthetize your eyes before the procedure begins. You may feel a mild pressure sensation around your eye during the laser corneal reshaping, but no pain. Many patients are pleasantly surprised by how smooth and painless their LASIK journey is.
To ensure maximum comfort, your surgeon may also prescribe a mild oral sedative to help you stay relaxed throughout the quick 10-15 minute LASIK procedure.


What is Recovery Like After LASIK Surgery?

After your life-changing LASIK procedure, you can expect some minor irritation or a gritty sensation in your eyes for a few hours as the numbing drops wear off. This mild discomfort is temporary and can be easily managed with over-the-counter eye drops or oral medication prescribed by your surgeon.
Most patients find that a short nap after their laser vision correction allows their eyes to rest and reset. When you awake, you'll be amazed at your newfound visual clarity! Your surgeon will also provide medicated eye drops to aid in healing and prevent infection during your swift recovery period.


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